Rate & Points Balance Scale
For illustrative purposes only. This interactive uses simple, example figures only. Actual rates, points, credit, and eligibility vary by lender, product, and scenario.
Points / credit$0$500,000 × 0.000%
Est. monthly P&I$3,160Principal and interest only
Conventional Par Rate6.500%This product's rate at no points before adding extra risk
Scale Status
The center notch is the starting par rate.
1.500 pts
0.750 pts
0.250 pts
0.000 pts
0.250 pts
0.750 pts
1.500 pts
$0
0.000 pts
6.500%
$3,160/mo
Total extra weight+0.000 pts